Welcome to Toptoria, operated by MetaSense Enterprise Solutions.

These Terms and Conditions (“Terms”) govern your use of our website, services, and applications (collectively, “Services”). By accessing or using Toptoria, you agree to comply with and be bound by these Terms. If you disagree with these Terms, please do not use our Services.

Acceptance of Terms

By using Toptoria, you agree to these Terms and Conditions. If you do not agree to these Terms, you should not use the Services. MetaSense Enterprise Solutions reserves the right to change or modify these Terms at anytime. We will notify you of any changes by posting the new Terms on the website. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

Eligibility

You must be at least 18 years old to use Toptoria. By using our Services, you represent and warrant that you have the legal capacity to enter into a binding agreement.

Account Registration

To access certain features of Toptoria, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account password and are liable for any activities or actions under your account.

Use of Services

You agree to use Toptoria by these Terms and all applicable laws and regulations. You shall not:

• Use the Services for any unlawful purpose or to solicit others to perform or participate in any unlawful acts.
• Violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances.
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others.
• Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.
• Submit false or misleading information.
• Upload or transmit viruses or any other malicious code that will or may be used in any way that will affect the functionality or operation of the Services or any related website, other websites, or the Internet.
• Collect or track the personal information of others.
• Spam, phish, pharm, pretext, spider, crawl, or scrape.
• Interfere with or circumvent the security features of the Services or any related website, other websites, or the Internet.

Content

You are solely responsible for the content you post on Toptoria, including any text, photos, videos, or other materials (“User Content”). By posting User Content, you grant MetaSense Enterprise Solutions a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, distribute, modify, run, copy, publicly perform, display, translate, and create derivative works of your User Content. We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

Intellectual Property

All content on Toptoria, including text, graphics, logos, images, and software, is the property of toptoria or its content suppliers and is protected by international copyright laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without express written permission from us.

Third-Party Links

Toptoria may contain links to third-party websites or services that are not owned or controlled by MetaSense Enterprise Solutions. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that MetaSense Enterprise Solutions shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Termination

We reserve the right to terminate or suspend your account and access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.

Disclaimer of Warranties

Toptoria is provided on an “as is” and “as available” basis. We do not warrant that the Services will be uninterrupted, secure, or error-free. We do not make any warranties as to the results that may be obtained from the use of the Services or the accuracy, reliability, or completeness of any content provided through the Services.

Limitation of Liability

In no event shall MetaSense Enterprise Solutions, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use of or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our Services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services; and/or (vi) the defamatory, offensive, or illegal conduct of any third party. In no event shall MetaSense Enterprise Solutions’ aggregate liability for all claims related to the Services exceed the amount paid by you to MetaSense Enterprise Solutions for the use of the Services.

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY COMPANY, SECURITY, OR FUND. OUR INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US. THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.

Indemnification

You agree to indemnify, defend, and hold harmless MetaSense Enterprise Solutions and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys’ fees) that such parties may incur as a result of or arising from (i) your use of the Services; (ii) your violation of these Terms; (iii) your violation of any rights of any other person or entity; or (iv) any User Content you post or submit.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising from these Terms or the use of the Services shall be resolved in the state or federal courts located in Nigeria.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in effect.

Entire Agreement

These Terms constitute the entire agreement between you and MetaSense Enterprise Solutions regarding the use of the Services and supersede any prior agreements between you and MetaSense Enterprise Solutions.

Contact Information

If you have any questions about these Terms, please contact us 

By using Toptoria, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.